What Kind of Insurance Do Uber Drivers Need?
Contrary to popular belief, Uber drivers don’t need to purchase commercial driver insurance in order to carry passengers.
“Uber requires that you have personal auto insurance,”. “But once you accept a ride or while you’re on a trip, they provide primary liability insurance up to $1 million dollars and excess collision coverage with a $1,000 deductible.” all other times uber drivers are covered by your personal car insurance.
In other words, the cost of additional insurance is covered by Uber, although that expense is paid for by taking a cut out of each ride an Uber driver performs. Still, many would-be Uber drivers might be relieved to know that they don’t need to purchase special insurance to get started.
Related: Become A Uber Driver